Calculate monthly car loan payments, total interest, and amortization schedule. Compare different loan terms and interest rates for your perfect car.
| Month | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|
| Enter car loan details to see amortization schedule | |||||
A higher credit score can save you thousands in interest over the life of your car loan.
A larger down payment reduces your loan amount, monthly payments, and total interest.
Shorter terms (36-48 months) have lower interest rates and save more on total interest.
Compare rates from multiple lenders including banks, credit unions, and dealerships.
Longer terms lower monthly payments but increase total interest paid significantly.
Getting pre-approved gives you negotiating power at the dealership.
See detailed breakdown of principal, interest, taxes, fees, and total car cost.
View year-by-year or month-by-month breakdown of how your payments are applied.
See pie charts and graphs showing interest vs principal and total cost breakdown.
Compare different loan terms and interest rates to find the best deal.
Include trade-in value, sales tax, loan fees, credit score analysis, and extra payments.
All calculations are done locally in your browser. Your data never leaves your computer.