Plan your financial future with our comprehensive retirement calculator. Calculate retirement savings needs, investment growth, withdrawal strategies, and retirement income planning.
| Retirement Year | Age | Annual Withdrawal | Remaining Balance | Inflation Adjusted |
|---|---|---|---|---|
| Enter retirement details to see withdrawal strategy | ||||
The power of compounding makes starting early the most important factor in retirement planning.
Contribute the maximum to tax-advantaged accounts like 401(k)s and IRAs to maximize growth.
Spread your investments across different asset classes to manage risk and optimize returns.
The 4% rule suggests withdrawing 4% of your savings annually for a 30-year retirement.
Healthcare costs in retirement can be significant. Plan for Medicare premiums and out-of-pocket expenses.
Housing is often the largest expense. Consider downsizing or relocating to reduce costs.
Calculate retirement savings needs, investment growth, and withdrawal strategies in one place.
See interactive charts showing your savings growth and retirement income projections.
View detailed year-by-year withdrawal strategies and remaining balance projections.
Compare conservative, moderate, aggressive, and FIRE retirement strategies.
Include Social Security, pension income, tax rates, and custom withdrawal rates.
All calculations are done locally in your browser. Your financial data never leaves your computer.