Calculate compound interest, future value of savings, and retirement planning with detailed projections and interactive charts.
| Year | Beginning Balance | Contributions | Interest Earned | Ending Balance |
|---|---|---|---|---|
| Enter savings details to see year-by-year projections | ||||
The power of compound interest means starting early gives your money more time to grow exponentially.
Increase your monthly contributions by 1% each year or whenever you get a raise.
Shop around for the best interest rates. Even a 0.5% difference adds up significantly over time.
Set up automatic transfers to your savings account right after payday to ensure consistency.
Build an emergency fund (3-6 months of expenses) before focusing on long-term investments.
Review your savings plan annually and adjust based on life changes and financial goals.
Accurate compound interest calculations with flexible compounding frequencies (daily, monthly, annually).
Visualize your savings growth with interactive charts showing contributions vs. interest earned.
See exactly how your savings will grow each year with detailed projections and breakdowns.
Compare different savings strategies to find the most effective approach for your goals.
Calculate the real value of your savings by adjusting for inflation to see actual purchasing power.
All calculations are done locally in your browser. Your financial data never leaves your computer.