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Tax Calculator

Calculate your income tax liability for FY 2023-24 under both new and old tax regimes. Get detailed tax breakdowns, deductions, and tax-saving recommendations.

Income Details

Tax Regime

Deductions & Investments

Tax Analysis

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New Tax Regime
Total Tax Liability
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Effective Tax Rate
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Monthly Tax
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Taxable Income
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Net Income (Annual)

Income Breakdown

Tax
Net Income
Tax: 15% Net Income: 85%

Income Tax Slabs 2023-24

Income Range New Regime Tax Rate Old Regime Tax Rate Description
Up to ₹3,00,000 0% 0% Basic exemption limit
₹3,00,001 - ₹6,00,000 5% 5% Lower income bracket
₹6,00,001 - ₹9,00,000 10% 20% Middle income bracket
₹9,00,001 - ₹12,00,000 15% 20% Upper middle income
₹12,00,001 - ₹15,00,000 20% 30% High income bracket
Above ₹15,00,000 30% 30% Highest tax bracket

Popular Tax Deductions

Section 80C
Investments in PPF, EPF, ELSS, Life Insurance, NSC, Tax-saving FDs, Principal repayment of home loan
Limit: ₹1,50,000
Section 80D
Health insurance premiums for self, spouse, children, and parents (additional for senior parents)
Limit: ₹25,000 - ₹1,00,000
Section 24
Interest on home loan for self-occupied property (additional for let-out property)
Limit: ₹2,00,000
Section 80E
Interest on education loan for higher education (self, spouse, children)
No upper limit
Section 80G
Donations to approved charitable institutions and funds
50% or 100% of donation
Section 80TTA/80TTB
Interest income from savings accounts (80TTA) and for senior citizens (80TTB)
₹10,000 - ₹50,000

Tax Saving Strategies

Plan Investments Early

Start tax planning at the beginning of the financial year. Last-minute investments may lead to suboptimal choices.

Compare Both Regimes

Calculate tax under both new and old regimes annually. Choose the one with lower tax liability based on your investments.

Maximize Health Insurance

Avail additional deduction for parents' health insurance. Senior citizens get higher limits under Section 80D.

Leverage Home Loan Benefits

Claim deductions for both principal (80C) and interest (24B) payments. Additional benefits for first-time home buyers.

Maintain Proper Documentation

Keep all investment proofs, bills, and certificates. Digital records help during e-assessment and audits.

Plan for Retirement

Invest in NPS for additional ₹50,000 deduction under Section 80CCD(1B). Secure your retirement while saving tax.

Features of Our Tax Calculator

Dual Regime Comparison

Calculate tax under both new and old tax regimes. Instantly compare which regime is beneficial for you.

Detailed Breakdown

Get comprehensive tax breakdown including slabs, deductions, cess, and surcharge calculations.

Multiple Filing Status

Supports Individual, HUF, Senior Citizen, and Super Senior Citizen categories with appropriate exemptions.

Visual Tax Analysis

Visual charts and graphs showing tax vs income breakdown for better understanding of your finances.

Deduction Optimizer

Suggestions for maximizing deductions under various sections based on your income and investments.

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